Financing is available from Absolute Bikes Inc. for any purchase of $500.00 or more through the Trek Credit Card program. While the financing program is through Trek it is not limited to Trek bikes or products. Any bike, any brand, parts, wheels, bike racks, etc – so long as the total single-purchase amount is $500.00 or more.

Option 1 – Short Term Financing:

Deferred Interest Regular Minimum Payment Plan:
No interest will accrue if: 1) full purchase amount is paid within the 6 or 12 month period, and 2) all minimum monthly payments are paid on time. If the full purchase balance is not paid in full within the promotional period or if you make a late payment, then interest will be charged to your account (at the standard, variable APR) from the purchase date. Minimum monthly payments are required for this plan during the promotional period.

Option 2 Long Term Financing:

Low 9.99% APR With Required Equal Monthly Payments:
Required minimum purchase of $1,999. If the balance is not paid in full in 24,36,48 or 60 months (the “promotional period”) or if you fail to make any payment when due, then regular credit terms will apply and interest will be imposed from the end of the promotional period at the standard, variable purchase APR of 25.24%, based on the Prime Rate. Minimum monthly payments for this plan during the promotional period will be the greater of: the amount of the purchase, including the calculated finance charges that will be assessed from the date of purchase through the end of the promotional period, divided by the number of months in the promotional period, (rounded up to the nearest $1); or $5.

***Trek Credit Card Accounts are offered by Comenity Bank which determines the qualifications for credit and promotional eligibility. At no time will the minimum payment due be less than $27.00. Minimum Interest Charge is $1.00 per credit plan. Standard variable APR of 25.24%, based on the Prime Rate.

You can apply at home online, or in the shop (also online) while you wait.

Click here for full details and the application.


1.Where do I apply for the Trek Card?
You may here at Absolute Bikes, or from your computer, smartphone or tablet on the website, search trek card in the search bar.

2. Do I have to purchase a Trek Bicycle?
No. The Trek card can be used to purchase anything we sell or special order for you including other brands we sell such as Yeti, Specialized, Kona, Pivot and more. You can also purchase clothing, accessories, car racks and even tune ups!

3.Is a down payment required for financing?
No. As long as your credit limit covers the amount you wish to purchase no down payment is required.

4. I need more than 1 year to pay for my purchase, is longer term financing available?
Yes. There are other options on the financing terms for amounts of $1999.00 or more. Please come in and see us in person for information regarding longer term financing.

*For details on interest rates, promotional offers, payment terms and other specific information related to your account please refer to the website or come on in and see us and we’ll gladly walk you through it.